Behind in Child and Spousal Support

 
If you are behind in child support, the good news is you can get protection from collection of arrears. As you are likely aware the provincial agencies charged with collecting the debts are powerful and can be aggressive. If you are being garnisheed you should know that a bankruptcy or a Proposal to creditors can immediately reduce the amount being garnisheed to the ongoing monthly court ordered payment. No arrears can be garnisheed.

More good news (?).. arrears of Child and or spousal support are given a preferred status in the Canadian legislation. This means that typically before any other creditors recover any money the arrears will first be paid.

Additionally, you should know that when a bankruptcy or a proposal is completed the unpaid support arrears, if any, will be a debt that is still payable and collection efforts may resume.

The Bankruptcy or Proposal can provide the relief necessary to enable an individual to have court ordered support payments reassessed and to put a plan in place to deal with the arrears.

For further information or to get assistance contact us by phone at 403 266-6665, email or come in for a free consultation.