Informal Arrangements
There are things you can do on your own, and the important advantage of setting up an informal arrangement is that no record of this will appear on your credit rating report. You'll be able to keep your assets and you will not have to accept the restrictions of a court-imposed bankruptcy.
Contact your creditors, explain your difficulties (layoff, illness, strike), and ask for some kind of temporary arrangement. You'll be surprised how many creditors are more than willing to work with you if you explain the situation in detail.
For further information or to get assistance contact us by phone at 403 266-6665, email or come in for a free consultation.









