Don't Panic


   


      

      	
		        

       







    
    
      
    

  • You CANNOT be put in jail for just owing money.
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  • Being "taken to Court" does NOT mean that you will go to jail.
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  • You are NOT responsible for your spouse's debts, unless you previously agreed to be (in writing).
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  • You can KEEP your home so long as you pay the mortgage (some limits apply).
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  • Tax debts ARE covered by bankruptcy.
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  • Bankruptcy DOES cancel garnishees (except for Maintenance Enforcement).
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  • Most people KEEP all their assets.
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